About Us

VCREDIT Holdings Limited (VCREDIT) facilitates loans between financial institutions and individual customers -- connecting borrowers (consumers, sole proprietors, and SME owners) with financial institutions. We identify customers in need of financing by collaborating with diverse customer acquisition channels such as DSP advertising platforms. Afterwards we match financial institutional funds to creditworthy borrowers in real time through our proprietary digital technology and AI models. We take measures to articulate key information such as loan interest rates, repayment terms to borrowers. We also take care of client repayment management, thereby maintaining trust between borrowers and financial institutions.

  • Mission

    Financial Services at Your Fingertips

  • Philosophy

    Credit Creates Value

  • Culture

    Creating Value With Heart

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Contact Us
  • +86 400 160 1666

    Customer Services Hotline

  • +86 021 60351818

    Business Partner Hotline

  • swhz@vcredit.com

    Business Partner Mailbox